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The recent shift to lower credit scores is due to FHA losing higher borrowers to mortgage insurance companies, Galante explained. The FHA Commissioner continued, "I’m not worried about the shift.
While lower government-sponsored enterprise loan limits and higher guarantee fees reflect continued efforts to reduce the government’s footprint in the mortgage market, a private-label takeover may be.
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Mortgage rates remained largely unchanged from last week after bouncing around from July to August on market uncertainty as to whether the Federal Reserve will taper its bond-buying program. Mortgage.
Unless both sides of the aisle can reach a compromise or one side folds, the government will have its first shutdown in 17 years, creating even more uncertainty for the already uncertain mortgage.
Fixed mortgage rates fell for the third consecutive week, following a decline in consumer confidence and the onset of the government shutdown. The 30-year, fixed-rate mortgage posted its lowest level.
Rep. Jeb Hensarling, R-TX, received thousands of cheers from attendees during the Mortgage Banker’s Association 100 th Annual Convention and Expo Tuesday as he painted the Dodd-Frank Act as the real.
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Paperwork: Mortgage brokers help their clients complete and submit the mortgage application. As well as, gather the documentation required by the lender. Read the fine print: After you’ve received your loan approval, the mortgage broker can help you understand the document and conditions of the contract.
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